Our story

Built by people who actually
do credit repair work

TrueCreditIQ exists because the existing software market treats independent credit repair professionals like a pricing tier, not a customer. We're changing that.

Our mission

Every credit repair professional we've talked to has the same complaint: their software either costs too much, locks them into long contracts, hides critical features behind upsells, or assumes they have an in-house IT department. Solo operators and small agencies deserve the same modern tooling that enterprise teams get.

Transparent pricing

Real prices on the website. No "contact sales." No surprise per-seat fees.

No long contracts

Month-to-month from day one. Cancel from your dashboard, not a phone call.

Modern, fast, AI-first

Built on the same stack the largest SaaS companies use — not 2014-era PHP.

What makes us different

A few things we've decided we'll never compromise on.

We respect your data and your clients' data

Row-level security on every query. Encrypted at rest and in transit. We do not sell data, share it with advertisers, or train models on your client information.

We follow the law, not just the marketing

Credit repair is regulated by CROA, FCRA, and state CSO laws. We've built the platform with compliance in mind from day one — not as a "premium feature" you have to pay extra for.

We answer support emails ourselves

When you reach out to support@truecreditiq.com, the response is from someone who can actually fix the problem — not a tier-one ticket-router reading a script.

We ship updates, often

The product gets better every week, not every quarter. Bugs you report Monday are often fixed by Wednesday. Features customers ask for show up in weeks, not the next annual release.

Want to talk?

Questions about the platform, feedback on what's missing, or just want to say hello? The inbox is monitored personally.

TrueCreditIQ is software for credit-repair professionals. We are not a credit-repair organization — operators are responsible for their own CROA compliance.